TERMS OF SERVICE

Welcome to the terms of service for the credit union. These terms and conditions govern the use of our services by our members. By accessing or using our services, you agree to be bound by these terms and conditions. Please read them carefully before using our services.

Membership Eligibility

To become a member of the credit union, you must meet our eligibility requirements. You must be a resident of the local area or work for an employer that has a relationship with the credit union. Additionally, you must submit an application for membership and provide all required documentation. The credit union reserves the right to deny membership to anyone who does not meet our eligibility requirements or fails to provide the necessary documentation.

Account Access

Upon approval of your membership, you will receive account access to our services. You are responsible for keeping your account information confidential, including your username and password. You agree to notify the credit union immediately if you suspect any unauthorized access to your account. The credit union may suspend or terminate your account at any time without notice for any reason.

Fees and Charges

The credit union may charge fees for certain services, including but not limited to overdraft fees, wire transfer fees, and account closure fees. These fees are subject to change without notice. You will be responsible for paying all fees and charges associated with your account.

Intellectual Property

All content on the credit union's website, including text, graphics, logos, and images, is the property of the credit union and is protected by copyright and other intellectual property laws. You may not copy, distribute, or use any content on our website without the express written consent of the credit union.

Disclaimer of Liability

The credit union is not liable for any damages or losses arising from the use of our services, including but not limited to direct, indirect, incidental, or consequential damages. The credit union is not liable for any errors, omissions, or inaccuracies in our services or any content provided by third parties.

Privacy Policy

The credit union is committed to protecting the privacy of our members. We collect and use personal information in accordance with our privacy policy, which is available on our website. By using our services, you agree to the terms of our privacy policy.

Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of the state where the credit union is located, without giving effect to any principles of conflicts of law.

Modification of Terms

The credit union reserves the right to modify these terms and conditions at any time without notice. Your continued use of our services after any changes to these terms and conditions shall constitute your acceptance of such changes.

Termination of Services

The credit union may terminate your access to our services at any time without notice for any reason, including but not limited to a violation of these terms and conditions

Entire Agreement

These terms and conditions constitute the entire agreement between you and the credit union with respect to the use of our services. If any provision of these terms and conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

CONTACT INFORMATION

If you have any questions or concerns about this Privacy Policy, please contact us at:

contact@leadwaycu.icu

LAST UPDATED: February 22, 2023